How Volunteering Positively Benefits Seniors

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Volunteering and giving back to the community is always good for the heart and soul. But for seniors, it also has positive health benefits too. Volunteering can reduce feelings of isolation and depression among seniors and keeps the brain active which may lessen the risk of dementia among many other benefits. This article discusses the…

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What are the 2018 Medicare Open Enrollment Dates?

2018_Medicare_Open_Enrollment_DatesEvery year a Medicare Open Enrollment Period, sometimes referred to as the Annual Enrollment Period, is made available for people who qualify for Medicare benefits. During the OEP, anyone who is eligible for Medicare Parts A and B can enroll in or make changes to their Medicare coverage. This includes being able to change from…

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What is Medicare Medical Insurance (Part B)

What_is_Medicare_Medical_InsuranceMedicare medical insurance is one of the four parts of what’s know as Traditional Medicare. Medicare includes Part A hospital insurance, Part B medical insurance, Part C Medicare Advantage and Part D prescription drug plans. When you combine Part A and Part B, it’s known as Original Medicare. Below we’ll discuss what Part B Medicare…

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When is the 2018 Medicare Advantage Disenrollment Period?

2018_Medicare_Advantage_Dienrollment_PeriodMedicare Advantage (“MA”) plans (also known as “Medicare Part C”), are private health plans that give Medicare recipients other options to choose from when setting up their Medicare benefits. Beneficiaries can enroll in an MA during the Medicare Annual Enrollment Period (“AEP”) that happens from Oct 15 – Dec. 7. If you wish to alter your current MA…

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New Car Safety Features Enable Seniors To Stay On The Road

Although automotive manufacturers have been improving the safety of their vehicles for decades, advances in the past five years have dramatically increased vehicle safety levels. Hundreds of options are available that target a senior’s specific needs but unfortunately, most seniors don’t own a vehicle that’s equipped with them. Automotive safety features are, in part, responsible…

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What are Medicare Supplement Guaranteed Issue Rights?

Medicare_Supplement_Guaranteed_IssueMedicare Supplement guaranteed issue rights mean that insurance companies can’t turn you down for a Medicare Supplement, or Medigap, policy. Insurers must cover your pre-existing health conditions and cannot charge you extra because of them.

It’s important to know when you have guaranteed issue rights because if you apply for a Medigap policy and you do not have these rights, your application may go through the medical underwriting process. You may pay a higher premium or be turned down altogether because of your health. This leaves you vulnerable just when you need coverage the most.

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The Reason Behind National Grandparents Day

Familial love knows no bounds. It doesn’t have to be restricted to generations, as National Grandparents Day. This holiday, held annually on the Sunday after Labor Day, allows us to show appreciation for our grandparents and all they do for us. The Founder The holiday was started by Marian Lucille Herndon McQuade, from West Virginia.…

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Activities to Enjoy With Elderly Loved Ones on Labor Day

Labor Day festivities mark the unofficial end of summer, but the parades, fireworks, and last games of volleyball at the beach may seem geared to a younger crowd. For those with a loved one who is past the blaze of youth, celebrating Labor Day takes on a different flavor. These five activities to enjoy with…

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Types of Medicare Enrollment Periods

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If you want to sign up for Medicare or change the coverage you currently have, you must do it during one of the Medicare Enrollment Periods. Enrollment periods fall into two categories: open enrollment, available to anyone who is eligible for Medicare; and special enrollment periods based on your circumstances.
Medicare enrollment periods can be confusing because there are different enrollment periods with different dates for different purposes. Here’s a glossary of terms to help you understand enrollment periods, when they happen, and who they apply to.