What Assisted Living and Memory Care Costs Are Covered By Insurance?

For many seniors today, assisted living or memory care units are the only option when it comes to getting the day-to-day assistance they require. These facilities offer a very important service for many aging adults, however, these services come at a price. The average cost for assisted living in the United States is between $2,000-$5,000…

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Fracture Risk Higher for Seniors With Diabetes

A study released in 2017 revealed that seniors with type 2 diabetes are more prone to fractures. It’s general knowledge that bone density reduces significantly as one gets older, but this is not the only cause of fractures in seniors with diabetes. This new revelation was as a result of studies conducted by Elizabeth Samelson…

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What is Medicare Assignment?

Once you’re enrolled in Original Medicare, it’s important to ask your doctor if they accept Medicare assignment prior to receiving medical  services. Doctors who accept assignment are categorize as either a participating doctor, non-participating doctor or an opted out doctor. What does Medicare Assignment Mean? Medicare Assignment is a form of payment agreement where your…

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Things to Know About the Upcoming Medicare Open Enrollment

In each year, your Medicare policy’s price, coverage, and in-network providers keep changing. For this reason, you should review your plan’s Annual Notice of Change. If you find out that you need to change your current policy, you have the freedom to make the changes during the Open Enrollment Period, which starts from October 15 to…

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Medigap Insurance: Top Objective Seniors have that Cost them their Coverage

Many seniors become newly eligible for Medicare each day. They’ve paid into Social Security their entire life so they could get medical benefits when they turned 65 or retired. But when they realize they’re still left with coinsurance, deductibles and copayments, they go searching for a way to get coverage for these expensive out of…

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Seniors in Florida Facing a Variety of Health Issues After Hurricane Irma

Hurricane Irma was one of the worst storms in history, causing unfathomable damage to people all over Florida and surrounding states. The damage was more than structural. Seniors in the state of Florida are facing numerous health issues resulting from the recent hurricane. In addition to rebuilding their homes that were destroyed in the storm,…

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What are Medicare Special Enrollment Periods?

There are certain situations where a beneficiary can enroll in Medicare outside of the normal enrollment periods, this is known as the Medicare Special Enrollment Period, or SEP. An SEP gives you the opportunity to enroll in Medicare Part B outside of the General Enrollment period or outside your Initial Enrollment Period. You can make changes…

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What are the 2018 Top Medicare Supplement Insurance Plans

Another year has come and gone… and this year you, or your loved one, has or is going to become newly eligible for Medicare. Maybe you’re not new to Medicare and you’re already enrolled in Medicare Parts A & B, but wasn’t aware of Medicare Supplement plans. Then again, you could’ve been aware of these…

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